by Elsie Lincoln Benedict
Available in 98 free installments
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¶ Bony men are seldom "broke" for they are more careful of expenditures than any other type. Even when they receive small salaries this type of person always has something laid by. But the extreme Osseous never makes a million. The same caution which prevents his spending much money also prevents the plunges that make big money.
¶ The Osseous cares more for money than any one else. This is what has enabled him, when combined with some other type, to be so successful in banking?a business where you risk the other man's money, not your own.
The extreme Osseous is never lax or extravagant with his money no matter how much he has. He never believes in paying any more for a thing than is necessary. Take note of the men who carry purses for silver instead of letting their change lie loose in their pockets. They are bony every time! Fat people and florid people are the ones who let their greenbacks fall on the floor while paying the cashier!
¶ "The rainy day" doesn't worry the fat people or the florid ones, but it is seldom out of the consciousness of the bony men and women. So they cling to their twenty-dollar-a-week clerkships for years because they are afraid to tackle anything entailing risk.
¶ "I had rather trust a bony man than any other kind," is what the credit experts have told us. "Other things being equal, he is the most reliable type in money matters, and pays his bills more promptly."
¶ The bony man is one who seldom approaches the credit man, however. He usually has enough to get the few things he really wants and if not he waits till he has.
Extremely bony husbands give their wives smaller allowances in proportion to their total income than any other type, and because they are systematic themselves they are more likely to ask for reports and itemizations as to where it goes.
The fat husbands and the florid husbands are the ones who give their wives their last cent and never ask what becomes of it.
¶ The Osseous man or woman is always somewhat repressed. Unlike the Thoracic, who uncorks and bubbles like a champagne bottle, he keeps the lid on his feelings.
Bony people are always more reticent than others. They invariably tell less of their private or personal affairs. One may live across the hall from a bony man for years without knowing much about him. He is as secretive as the Thoracic is confiding and as guarded as the Alimentive is naive.
¶ "Once your friend always your friend" can be said about the Osseous oftener than any other type.
¶ The Osseous does not make friends easily and is not a "mixer" but keeps his friends for many years. He "takes to" very few people but is exceedingly loyal to those of his choice.
¶ People of the Osseous type say little, they do little for you and they do not gush?but they are always there when you need them and "always the same." They write few letters to you when away, and use few words and little paper when they do. They are likely to fill every page, to write neatly, to waste no margins and to avoid flourishes. Their letters seldom require an extra stamp.
Foresight, laying plans far into the future, and keeping an eye out for breakers ahead, financially and otherwise, are tendencies which come natural to the Osseous.
He does not like to wait until the last moment to do a thing. He dislikes unexpectedness and emergencies of any kind. He is always prepared. For instance a bony person will think out every move of a long journey before boarding his train. Weeks in advance he will have the schedule marked and put away in his coat pocket?and he knows just which coat he is going to wear too!
¶ The Osseous lives longer than any other type, for two reasons. The first is that his lack of "nerves" saves him from running down his batteries. He seldom becomes excited and does not exhaust himself in emotional orgies.
The second is that he habitually under-eats?usually because he does not care so much for food as the first three types, but quite often because he prefers to save the money.
